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One Response to “Have 1yr Left Car Loan;adding $800 More Credit Union Debt To That.also Have Credit Card W/credit Union.?”
Some people would say, go for bankruptcy. In the UK!
I don’t know, I’ve had financial problems but as long as you keep in contact with your creditors and explain your change in situation, they will freeze the interest and all you pay back is the loan. You will be on the ‘black list’ until you have paid off the remaining bills. Once you have paid off your debt, you start with a clean slate and it feels great.
With a bankruptcy, some people get large debts, pay off the things they need and although it may appear that after two years you can start breathing again, there are many penalties attached. I do not know the Law in America, but in the UK it takes some years before you can even open up a bank account. As for starting a business or getting a mortgage, very difficult. Unless you get married and buy things on your partner’s name. Point is, what will allow you to sleep at night with a clear conscious? Have Faith in the Universe and if you abide by the principles of righteousness and humility, life has a way of providing the things you need. Don’t be a slave to money and trust in your own ability.
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Some people would say, go for bankruptcy. In the UK!
I don’t know, I’ve had financial problems but as long as you keep in contact with your creditors and explain your change in situation, they will freeze the interest and all you pay back is the loan. You will be on the ‘black list’ until you have paid off the remaining bills. Once you have paid off your debt, you start with a clean slate and it feels great.
With a bankruptcy, some people get large debts, pay off the things they need and although it may appear that after two years you can start breathing again, there are many penalties attached. I do not know the Law in America, but in the UK it takes some years before you can even open up a bank account. As for starting a business or getting a mortgage, very difficult. Unless you get married and buy things on your partner’s name. Point is, what will allow you to sleep at night with a clear conscious? Have Faith in the Universe and if you abide by the principles of righteousness and humility, life has a way of providing the things you need. Don’t be a slave to money and trust in your own ability.